Simple pricing
One plan. Everything included.
No tiers, no feature gating, no data upsells. There’s one version of SimpleFi and everybody gets all of it.
Billed monthly. Cancel anytime.
- The two-minute daily check-in
- Recurring bills and subscriptions — list and calendar
- Unlimited accounts: cash, debt, investments, property
- Net worth over time, with 7/30/90-day trends
- Both of you, on one subscription
- Encouragement calibrated to where you actually are
- Works on your phone, tablet, and computer
- No bank linking, no ads, no data selling
Free for 14 days — you won't be charged until your trial ends
One subscription covers your whole household. If there are two of you, that’s about $2.50 each a month — there is no per-person pricing and no upgrade to unlock your partner.
For scale: a full year of SimpleFi is $44.99 — less than most people lose to a single subscription they meant to cancel and never did.
Secure payment via Stripe · Cancel from your account settings anytime · Data never sold
Everything, included
One subscription. No add-ons, no upgrade path, no feature you’ll hit a wall on.
The daily check-in
Two minutes: how you’re feeling about your money, then a card for each account asking only what’s relevant today. It closes with your whole picture — net worth, cash, debt, assets — and your streak.
Recurring spending
Every bill and subscription in one place, tied to the account it comes out of. Read it as a list sorted by what’s due next, or as a calendar laid out across the days they land. Totals for the month and for the week.
Every account you have
Checking, savings, cash, credit cards, loans, mortgage, investments, property. No limit on how many, and no tier that caps you.
Your net worth over time
7-, 30- and 90-day trends built entirely from entries you made yourself — so the line is what actually happened, not an estimate stitched together from bank feeds.
Both of you
One subscription covers the household. You each sign in with your own email and log on your own schedule, and you share a single picture — including the accounts you don’t hold jointly. You each keep a personal streak, plus a shared one with grace days built in, so a rough week for one of you doesn’t undo it.
Questions
Why you’d want this
Why do I need this if nothing's actually wrong?
That's exactly who it's built for. Not knowing where you stand isn't a crisis — it's a low-grade tax on every decision you make. Can we afford this? Should we wait? Is this month worse than last? You end up guessing, and guessing makes you either anxious or careless. Two minutes a day replaces the guess with a number you actually know.
Why every day? Would once a week not do?
You can't reconstruct a week from memory — try listing everything you spent last Tuesday. You can always remember today. Daily is also what makes it a habit rather than a chore you schedule: weekly check-ins turn into monthly ones, and monthly ones stop happening. The session takes about as long as brushing your teeth.
Why type it in myself when other apps do it for me?
Because that's the part that works. When something else tracks your money, you quietly stop knowing your money — you get a dashboard, and a dashboard is a thing you don't open. Typing “$24.50, coffee and lunch” takes two seconds, and those two seconds are the whole product. A month in, you'll know roughly where you stand before you've opened anything.
Why does it ask how I'm feeling before it shows me anything?
So you get an honest read. Check in after seeing your balance and you're not reporting how you feel about your money — you're reacting to a number. Asking first keeps the two separate. Over time, the gap between how you feel and how you're actually doing becomes its own signal, and it's usually not the gap you'd expect.
Why should both of us log instead of just one?
Because in most households the problem isn't the money, it's that only one person knows. Whoever carries it becomes the one who has to bring it up, and the other stays a step behind. Both of you logging splits the mental load without anyone having to ask for help carrying it. You each sign in separately and log on your own schedule — what you share is the picture.
The practical stuff
What happens after the free trial?
After 14 days, you'll be prompted to subscribe. If you don't, you can still view everything you've logged but won't be able to add new entries. Your data is never deleted.
How do I add my partner?
Send them an invite from the Account screen in the app. They sign in with their own email and pick up the picture you've already built. One subscription covers the household — there's no per-person charge.
Do you link to my bank accounts?
Never. There's no Plaid, no bank credentials, no third-party data access — nothing to connect, and so nothing of yours to leak. You enter what you know.
Can I cancel anytime?
Yes. Cancel from your account settings or the Stripe customer portal. You keep access through the end of your billing period. No hoops, no retention tricks.
Why does SimpleFi cost money?
Because it isn't paid for any other way — no ads, and your data is never sold. Your subscription covers hosting, database, email, and everything else that keeps the app running. That's it.
Is there a family or team plan?
Not yet. SimpleFi is built for solo users and couples. If you'd like multi-household or family support, say so — that's genuinely how it gets decided.
Start for free today.
14 days free. If SimpleFi doesn’t change how you feel about your money, cancel before it ends and you won’t pay a thing.