Your finances, made simple

Two minutes a day.
Total financial clarity.

SimpleFi asks you a few smart questions about your money each day — spending, savings, debt, investments. No bank linking. No budgeting templates. Just an honest daily picture and the habit that changes everything.

14-day free trial · Cancel anytime · No charge until day 15

🔒 No bank credentials. Ever.
📋 You type it in — that’s the whole habit
About 2 minutes a day
👪 Built for solo users and couples

Most money apps track everything.
You still feel lost.

You open a budgeting app or a spreadsheet. Categories pile up. You check it once, feel guilty, and close the tab. The problem isn’t the information — it’s that nothing sticks.

SimpleFi works differently. Instead of connecting to your bank, it simply asks you what happened today. That two minutes of attention builds a habit that adds up over time.

The daily habit loop

Three steps. Two minutes. Done.

1

Mood check-in

Before you see any numbers, you rate how you’re feeling about your finances. Honest baseline first — data second.

2

Smart questions

A card for each account. SimpleFi asks only what’s relevant today — spending, payments, transfers, balances. Tap through in seconds.

3

Today’s picture

Net worth, cash, debt, assets — your complete financial snapshot, plus a streak update and a moment of genuine affirmation.

Built different. On purpose.

Every decision in SimpleFi is intentional.

🔒

No bank linking

No bank logins. No account connections. You type in what you know — your information stays with you, not a third party.

🧐

No budgeting

SimpleFi isn’t about categories and limits. It’s about awareness. Knowing where you are is more powerful than micromanaging where you’re going.

🤍

Meets you where you are

Everyone’s financial situation is different. SimpleFi adjusts its tone and encouragement based on where you actually are — without you having to explain it.

👪

Built for couples

Both partners log independently. The household sees a shared picture. Dual streaks, async collaboration, no "who updated the spreadsheet?" friction.

🔥

Streak-powered habit

Every day you log, your streak grows. Miss one? There’s grace for couples. The goal isn’t perfection — it’s consistency over months.

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Works on any device

Works like an app on your phone or tablet, and on your computer too. Add it to your home screen in seconds — no app store needed.

The app that reads the room

SimpleFi doesn’t treat everyone the same. It adapts to your financial reality — the tone, the encouragement, even the visual energy of the interface.

Thriving
“Net worth up $340 this month. You’re building something.”
Steady
“Consistent. 18 days logged. This is how it works.”
Navigating
“Debt is down $120 from last month. Small and real.”
Rebuilding
“You logged today. That’s the whole job right now.”

States are never labeled to you. The app just feels different.

Start feeling good about your money.

Two minutes a day. No bank linking. No budgeting. Just you and your money, every day, until knowing where you stand becomes second nature.

$4.99/month after trial · Cancel anytime